Central Bank Digital Currency (CBDC): The Technical Breakdown • John Davies & Lars Hupel • GOTO 2023

This interview was recorded at GOTO Amsterdam for GOTO Unscripted. #GOTOcon #GOTOunscripted #GOTOams http://gotopia.tech Read the full transcription of this interview here: https://gotopia.tech/articles/274/central-bank-digital-currency-the-technical-breakdown John Davies - CTO & Co-founder at Velo Payments @johntdavies Lars Hupel - Chief Evangelist at Giesecke+Devrient @larsr_h RESOURCES https://en.wikipedia.org/wiki/Central_bank_digital_currency https://en.wikipedia.org/wiki/M-Pesa https://www.iso20022.org/iso-20022 John https://twitter.com/jtdavies https://linkedin.com/in/jdavies https://johntdavies.com Lars https://mastodon.hupel.info/@lars https://linkedin.com/in/lars-hupel https://lars.hupel.info DESCRIPTION John Davis and Lars Hupel explore the distinctiveness of CBDC compared to cryptocurrencies. They emphasize the technical underpinnings, architecture, and practical applications of CBDC, focusing on its potential to facilitate offline payments, enhance security, and ensure efficient, instantly settled transactions. The conversation underscores the flexibility of CBDC and its coexistence with existing payment methods, making it a compelling topic for tech-savvy individuals. In summary, this discussion offers technical audiences valuable insights into CBDC's technical foundations and its transformative potential in the digital payment landscape. TIMECODES 00:00 Intro 01:25 New vs old payment methods 03:33 Technology & programming languages in CBDC 11:01 Security in money transfer 14:48 Advantages of CBDC & offline payment 18:53 CBDC vs cryptocurrencies 24:19 Outro RECOMMENDED BOOKS Rafal Ganowski • CBDC • https://amzn.to/47oOEvH Rodrigo Belone • New Money: The Guide to CBDC's • https://amzn.to/40oA5G8 Joseph J Wang • Central Banking 101 • https://amzn.to/3svzA0e Vlad CryptoGuy • CBDCs: Introduction to Central Bank Digital Currency • https://amzn.to/47cK6IQ https://twitter.com/GOTOcon https://www.linkedin.com/company/goto- https://www.facebook.com/GOTOConferences #CBDC #MobileMoney #MPesa #DigitalCash #DigitalCurrency #VeloPayment #GieseckeDevrient #Programming #ProgrammingLanguage #SoftwareEngineering #SoftwareDevelopment #ISO20022 #OfflinePayment #JohnDavies #LarsHupel Looking for a unique learning experience? Attend the next GOTO conference near you! Get your ticket at https://gotopia.tech Sign up for updates and specials at https://gotopia.tech/newsletter SUBSCRIBE TO OUR CHANNEL - new videos posted almost daily. https://www.youtube.com/user/GotoConferences/?sub_confirmation=1