If coming up with a new product, marketing it and finding customers is difficult, actually accepting the money people want to pay for it can as much of a hassle. Different countries have different rules and labyrinthine regulations and fees make accepting payments an onerous exercise in compliance. Pieter van der Does (Adyen) and Leo Mirani (The Economist) discuss why the commerce finds itself in this state, what can be done about it, and why it should matter to the consumer.
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